[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.doel.cz\/jsou-bankovni-pujcky-skutecne-tak-vyhodne\/#Article","mainEntityOfPage":"https:\/\/www.doel.cz\/jsou-bankovni-pujcky-skutecne-tak-vyhodne\/","headline":"Jsou bankovn\u00ed p\u016fj\u010dky skute\u010dn\u011b tak v\u00fdhodn\u00e9?","name":"Jsou bankovn\u00ed p\u016fj\u010dky skute\u010dn\u011b tak v\u00fdhodn\u00e9?","description":"T\u00ed\u017eiv\u00e1 finan\u010dn\u00ed situace m\u016f\u017ee \u010das od \u010dasu zastihnout ka\u017ed\u00e9ho z n\u00e1s? V takov\u00e9m p\u0159\u00edpad\u011b \u0159ada … ","datePublished":"2020-11-18","dateModified":"2020-11-18","author":{"@type":"Person","@id":"https:\/\/www.doel.cz\/author\/#Person","name":"","url":"https:\/\/www.doel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"doel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.doel.cz\/wp-content\/uploads\/kreditn%C3%AD%20karty_3.jpg","url":"https:\/\/www.doel.cz\/wp-content\/uploads\/kreditn%C3%AD%20karty_3.jpg","height":0,"width":0},"url":"https:\/\/www.doel.cz\/jsou-bankovni-pujcky-skutecne-tak-vyhodne\/","about":["Online"],"wordCount":411,"articleBody":"       T\u00ed\u017eiv\u00e1 finan\u010dn\u00ed situace m\u016f\u017ee \u010das od \u010dasu zastihnout ka\u017ed\u00e9ho z n\u00e1s? V takov\u00e9m p\u0159\u00edpad\u011b \u0159ada z n\u00e1s m\u00ed\u0159\u00ed do banky, pokud tedy nem\u00e1 n\u011bjak\u00fd v\u011bt\u0161\u00ed finan\u010dn\u00ed obnos schovan\u00fd doma pod matrac\u00ed. Jen\u017ee je skute\u010dn\u011b p\u016fj\u010dka od va\u0161\u00ed banky tou nejv\u00fdhodn\u011bj\u0161\u00ed? M\u00e1me pro v\u00e1s hned n\u011bkolik d\u016fvod\u016f, kter\u00e9 v\u00e1s p\u0159esv\u011bd\u010d\u00ed, \u017ee v n\u011bkter\u00fdch situac\u00edch je naopak lep\u0161\u00ed d\u00e1t p\u0159ednost nebankovn\u00edmu poskytovateli. Nebankovn\u00ed p\u016fj\u010dku toti\u017e mnohdy sjedn\u00e1te rychleji, sn\u00e1ze a bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. Nebankovn\u00ed p\u016fj\u010dku snadno za\u0159\u00edd\u00edte i onlineZvl\u00e1\u0161t\u011b v t\u00e9to dob\u011b se vyplat\u00ed, pokud m\u016f\u017eeme spoustu v\u011bc\u00ed vy\u0159e\u0161it online formou. Spousta bank v\u0161ak sv\u00fdm klient\u016fm neumo\u017e\u0148uje sjednat p\u016fj\u010dku online. Pokud tedy nad n\u011bjak\u00fdm druhem \u00fav\u011bru uva\u017euj\u00ed, s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed se budou muset na pobo\u010dku vydat osobn\u011b. Nebankovn\u00ed spole\u010dnosti v\u0161ak k \u00fav\u011br\u016fm p\u0159istupuj\u00ed pon\u011bkud rozd\u00edln\u011b. V\u011bt\u0161inou je toti\u017e sjedn\u00e1te online v pohodl\u00ed va\u0161eho domova. \u010casto si vysta\u010d\u00edte pouze s p\u0159ipojen\u00edm na internet. Vypln\u00edte \u017e\u00e1dost, p\u0159ilo\u017e\u00edte oskenovan\u00e9 dokumenty a pak u\u017e \u010dek\u00e1te na schv\u00e1len\u00ed. Cel\u00fd proces zabere n\u011bkolik m\u00e1lo minut a u\u017e druh\u00fd den m\u017eete m\u00edt pen\u00edze na \u00fa\u010dtu. Benevolentn\u011bj\u0161\u00ed podm\u00ednky pro ka\u017ed\u00e9hoZat\u00edmco v bankovn\u00edch domech p\u0159istupuj\u00ed ke ka\u017ed\u00e9 \u017e\u00e1dosti individu\u00e1ln\u011b, nebankovn\u00ed sektor funguje p\u0159es automatick\u00fd schvalovac\u00ed proces. I d\u00edky tomu jsou nebankovn\u00ed spole\u010dnosti ke sv\u00fdm \u017eadatel\u016fm benevolentn\u011bj\u0161\u00ed. Pokud jste v minulosti nemohli dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm, s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed se va\u0161e \u00fadaje objevuj\u00ed v n\u011bkter\u00fdch z registrech dlu\u017en\u00edk\u016f. \u0158ada bank bere tuto skute\u010dnost v potaz a na takov\u00e9 \u017eadatele pohl\u00ed\u017e\u00ed jako na ned\u016fv\u011bryhodn\u00e9. Spousta nebankovn\u00edch spole\u010dnost\u00ed v\u0161ak do registr\u016f dlu\u017en\u00edk\u016f v\u016fbec nenahl\u00ed\u017e\u00ed nebo negativn\u00ed z\u00e1znam neberou jako d\u016fvod k zam\u00edtnut\u00ed \u017e\u00e1dosti o \u00fav\u011br. Nebankovn\u00ed hypot\u00e9ka bez registru je tak jednou z mo\u017enost\u00ed, jak si splnit sen o vlastn\u00edm bydlen\u00ed i v p\u0159\u00edpad\u011b, kdy za v\u00e1mi banka zav\u0159e dve\u0159e.                                                                                                                                                                                                                                                                                                                                                                                           4.4\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jsou bankovn\u00ed p\u016fj\u010dky skute\u010dn\u011b tak v\u00fdhodn\u00e9?","item":"https:\/\/www.doel.cz\/jsou-bankovni-pujcky-skutecne-tak-vyhodne\/#breadcrumbitem"}]}]